Georgia Life Insurance Study Roadmap

Georgia keeps its life-only prelicensing requirement short, which is good news for your schedule and a trap for your study plan. A short course does not mean a short exam — it means the state expects you to arrive already knowing more of the material than the classroom hours alone can teach.

The requirement, in plain terms

• Applicants for the life-only line complete 8 hours of state-approved prelicensing education (16 hours if applying for a combined Life & Health license); online self-paced courses count.
• You schedule and take the exam through Pearson VUE, with a minimum passing score of 70%.
• After the exam, you complete fingerprinting and submit your application, including a notarized Citizenship Affidavit Form (GID-276-EN), before approval.
• If you don't apply for your license within 1 year of passing the exam, you have to retake it.

Source: Georgia Office of Insurance and Safety Fire Commissioner, Get a Resident Insurance Agent License (oci.georgia.gov/get-insurance-agent-license). Requirements can change; confirm the current version, including the latest Georgia Insurance Licensing Candidate Handbook, before you schedule anything.

Why 8 hours is not enough time to actually learn the material

Eight hours covers the required topics, not mastery of them. Treat the course as an index of what you need to know, then build your own practice-question schedule around it in the days after — the course alone will not give you enough repetition on any single concept to make it stick under exam pressure.

Where to focus practice time

Because the course is short, lean harder on active recall than most candidates need to. Work practice questions daily rather than in one long session, and keep a list of exactly which concepts you miss — riders, underwriting timing, annuity tax treatment — so your remaining study hours go toward your actual weak spots instead of a generic review. As with most states, the ethics and Georgia-specific rules sections are closed-book facts that respond to repetition, not to reading the manual a second time.

Reviewed against official sources on September 19, 2026. Educational study material only. This is not an official course, it is not affiliated with the Georgia Office of Insurance and Safety Fire Commissioner or any exam provider, and it is not a guarantee of passing. Always confirm current requirements with the Office directly.