Texas Life Insurance Study Roadmap

Texas is a different shape than most states here: outside of a temporary 90-day license, the Texas Department of Insurance does not require a prelicensing course for the General Lines Life, Accident and Health license. That removes a scheduled classroom from your path, but it also removes the built-in review a course provides — the exam itself becomes the entire test of what you know.

The requirement, in plain terms

• The General Lines Life, Accident and Health exam (exam code InsTX-LAH05) runs 2.5 hours with 130 questions, and a passing score is 70% or higher.
• The exam is scheduled through the state's testing provider, Pearson VUE.
• After passing, you must apply for your license within 12 months or you'll need to retake the exam.
• License renewal requires continuing education — generally 24 hours every 2 years, including 3 hours of ethics.

Source: Texas Department of Insurance, Agent and Adjuster Licensing (tdi.texas.gov/agent/general-life-apply.html). Requirements and exam codes can change; confirm the current version before you schedule anything.

Why no required course changes your prep

Without a state-mandated course, there's no built-in checkpoint that forces you to cover every topic before test day — you're the one deciding you're ready. That makes a structured self-study plan more important, not less: work from a topic outline that mirrors the real exam content areas, and treat practice questions as your primary study method rather than a check at the end.

Where to focus practice time

At 130 questions in 2.5 hours, pacing matters as much as knowledge — that's roughly one minute per question with time to review. Practice under that same time pressure before test day, not just on untimed review. Content-wise, expect the same general split most life exams use: conceptual material on policy types, riders, underwriting and annuities, plus a closed-book section on Texas-specific rules and ethics that rewards memorization and repetition over rereading.

Reviewed against official sources on September 19, 2026. Educational study material only. This is not an official course, it is not affiliated with the Texas Department of Insurance or any exam provider, and it is not a guarantee of passing. Always confirm current requirements with the Department directly.