Bridge Loan Carry Calculator
Price interest, points, lender fees and extensions across the actual project hold.
The ZIP includes the tool, instructions, license and example project.Total financing cost + annualized simple cost
- Principal and rate
- Points
- Hold months
- Fees and extensions
| Interest during hold | $7,200 |
| Origination points | $2,400 |
| Fees and extensions | $3,000 |
| Average cost per month | $2,100 |
| Annualized simple cost | 21.0% |
- One HTML file — double-click to open in Chrome, Edge, Firefox or Safari. No install.
- Works fully offline. No account, no subscription, nothing sent anywhere.
- Bilingual — switch English / Spanish with one click.
- Save unlimited scenarios (one property each) and compare them side by side.
- Save / Open your work as a file you own — Documents, Dropbox, USB.
- Clean one-page Print / PDF report.
- Instructions in English and Spanish, license and example file included.
CARRY IS PART OF THE DEAL
Bridge and hard-money loans are usually quoted as a rate plus points, but the investor also pays lender, closing and extension fees. This tool combines them over the actual hold so the project budget does not hide the cost of time.
CRIM Property Tax Estimator
Estimate the annual CRIM contribución from the assessed (1957) value, exemption and your municipality's rate — before you buy, bid or sign.
Max Bid Calculator
The most you can bid and still hit your minimum profit. Write it down before the auction — never bid a dollar past it.
Fix & Flip Calculator
Net profit and ROI from purchase, rehab, holding, closing, ARV and selling costs — the costs beginners forget, included.
BRRRR Calculator
How much cash you pull back out at the refinance, and whether the property still cash-flows after.