Five-Year Hold Projection
Project operating cash flow, appreciation, loan paydown and net sale proceeds over five years.
The ZIP includes the tool, instructions, license and example project.Five-year profit + annualized total return
- Property value and loan
- Cash invested
- Annual cash flow
- Growth and exit assumptions
| Exit property value | $231,855 |
| Loan balance at exit | $141,197 |
| Net sale proceeds | $74,428 |
| Five-year operating cash flow | $31,224 |
| Equity multiple | 2.11x |
| Annualized total return | 16.1% |
- One HTML file — double-click to open in Chrome, Edge, Firefox or Safari. No install.
- Works fully offline. No account, no subscription, nothing sent anywhere.
- Bilingual — switch English / Spanish with one click.
- Save unlimited scenarios (one property each) and compare them side by side.
- Save / Open your work as a file you own — Documents, Dropbox, USB.
- Clean one-page Print / PDF report.
- Instructions in English and Spanish, license and example file included.
RETURN IS MORE THAN MONTHLY CASH FLOW
A long-term hold combines operating cash flow, appreciation, loan paydown and the costs of selling. This projection mirrors the DLS hold logic for those components and uses a fixed five-year horizon for easy comparison between properties.
CRIM Property Tax Estimator
Estimate the annual CRIM contribución from the assessed (1957) value, exemption and your municipality's rate — before you buy, bid or sign.
Max Bid Calculator
The most you can bid and still hit your minimum profit. Write it down before the auction — never bid a dollar past it.
Fix & Flip Calculator
Net profit and ROI from purchase, rehab, holding, closing, ARV and selling costs — the costs beginners forget, included.
BRRRR Calculator
How much cash you pull back out at the refinance, and whether the property still cash-flows after.